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Personal Information
Seal Alternative Credit Scoring
If AML is declined, the application is automatically rejected.
Credolab — Device & Behavioral Risk
Probability of default from Credolab device & behavioral analysis. Lower is better.
Shufti Pro — Document KYC
Shufti Pro — Face KYC
Non-Lebanon IPs add risk signal.
App & Device Touchpoints
Financial Behavior
Average days past due across all payments.
Number of different payment methods.
Unsuccessful direct debit or card attempts.
LinkedIn Verification (Optional — Identity & Employment Signal)
Paste the applicant's LinkedIn URL. The system verifies the profile exists and the name, employer, and tenure match the customer record. Full profile data requires the RapidAPI key configured in the backend.
Bank Statement Analysis — AI Powered (Optional)
AI-powered analysis — upload a PDF and Claude will extract financial data automatically.
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Drop bank statement PDF here or click to browse
Supports any bank PDF — AI will extract inflows, outflows & balance
Salary Certificate Analysis — AI Powered (Optional — Verified against Bank Statement)
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Drop salary certificate PDF here or click to browse
Claude AI extracts the stated salary and cross-checks it against the bank statement deposits